How to Save Your Kids From Unemployment and Layoffs
If your kids are under 21, here’s a game plan you might consider and discuss with them where applicable about their future so they might not have to face unemployment and layoffs when they enter the future labor market assuming they’re planning to go to college. You can also apply what I’ve written to your own self, no matter what your age, as they can not discriminate against you because of your age when applying for Civil Service Jobs as Civil Service is more aware of what rules they have to follow.
1. Apply for a job in the Post Office as Soon as You’re Eligible even if you don’t want to make it a Career.
Of all the Civil Service Jobs, in my opinion of the easiest and best paid with benefits including a retirement plan they can’t mess with, health insurance and good vacation and sick leave, is working for the US Postal Service. To get hired by the Postal Service you need to take an exam. Both the exam process and getting hired, could take several years! Really! Exams are given at irregular periods in time, etc. I recommend you take the exam and apply for a position for the Post Office at the earliest age you can (See the paragraph below). If by some chance you are offered a full-time job with the Post Office while you are in College, take the job and continue with your education part-time or until you’ve saved a nest egg or put in enough years at the Post Office so you have Career Status and can leave the Post Office and can get a job back with them if there is an opening without having to go through your original hiring process again. I am not sure about any of the details of this and you will have to research this.
“The general minimum age requirement for positions in the Postal Service is 18 at the time of employment. For high school graduates or for persons certified by local authorities as having terminated formal education for adequate reasons, the minimum age is 16.
Applicants who are less than 18 years of age, who are not high school graduates, and have not terminated formal education may participate in the examination if they will reach 18 within two years from the date of examination. For carrier positions which require driving, applicants must be 18 years of age or over. There is no maximum age limit.” (Excerpted from The Book of U.S. Postal Exams & Post Office Jobs:How to Score 95-100% on 473/473-C/460 and Other Exams by Veltisezar B. Bautista.)
The median starting salary in 2009 for a Postal Worker is about $47,000. After 10 years the median salary is around $55,000. After 20 years the median salary is about $60,000. That figure will go up each year because of cost of living increases and within grade salary increases.
What is the point of all this? Namely, working for the Post Office isn’t a bad deal if you can’t do better and the time to try to get a job with the Post Office is a few years before. You can always quit this later on if you want something better.
Apply for a Civil Service Job With the Federal Government as Soon as You Can
It’s not all that easy to get fired or be laid off from a Civil Service Job with the Federal Government and if that somehow happens they have to follow rules and pay you off per their rules not like some jobs in Private Industry that will give you Nada and just say Bye Bye. Again you won’t get rich in a Civil Service Job but its relatively safe, the salary and benefits are OK and very similar to the Postal Service. You’ll have to research this yourself. The advantage of a Federal Civil Service Job over a State Civil Service Job is that you can apply and transfer to positions anywhere in the United States as opposed to a State job where you are just limited to the State you are working in. I would follow the same game plan as I mentioned for the Postal Service and if you are offered a full-time job before you graduate college, take it and finish your education part-time and once you get your degree if you can do better for yourself, do it.
Obviously I am not Advocating Working for Private Industry
Bottom line is you can get screwed four ways till Sunday working for private industry and at least if you’re a Civil Servant they have to follow written rules if they want to screw with you!
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